“You Can Own A Beautiful Home On A Quiet Street, In Almost Any Price Range With ZERO Down Payment!”

FREE Home and Loan Finder Service helps people buy any home in Utah and Salt Lake Counties at the lowest price, the lowest down payment and the lowest monthly payment-GUARANTEED!

Why Is It So Hard To Find The Low Down Payment 
Home Loans I’m Always Reading About?

      Today there are over 246 different types of home loans, some with extremely low (or zero) down payments and low monthly payments. Most real estate companies and home  loan institutions use only 3 or 4 traditional types of home loans - all with higher down payments

MONEY SAVING TIP: To see for yourself, try calling any real estate company and ask how much money you will need to buy a $120,000 home.  They will probably tell you that unless you’re a Veteran and can get a VA loan, you will need $6,000-$8,000 to buy this type of home.  This just isn’t true.

Then why do they say that?

Because most real estate agents don’t even know that these special home loan programs exist!

    Special low-down payment home loans are difficult to understand.  On top of that, it’s hard to keep informed about all the rules and loans offered by all the different lenders.  Big real estate companies also have a hard time keeping their agents up to date on the many low down-payment home loans.

Many Big Real Estate Companies Consider Special
Home Loans An Annoyance

      Some companies feel that all the regulations and paperwork involved with low down payment home loans are too much “fuss and muss”.  Besides, they’re selling enough homes without using these special loans, so why bother?

    Another problem — these special home loan programs come and go.  They are always offered for only a very limited time.  When the funds run out, they’re gone.  By the time many agents become aware of these great home loans, it’s too late!

MONEY SAVING TIP: There are many fine home loans to help you buy a home for little or no down payment.  At any given time there may be 3 or 4 special home programs for which you qualify.  These loans can save you thousands of dollars of interest and give you a down payment of ZERO, or close to it.

    “I Was Told That I Earn Too Much Money To 
Qualify For A Special Home Loan”

    Many of these great home loans have income limits, but they’re all different.  Some “limits” are very high.  For example, the annual income limit for one of the low down payment home loans we offer is $57,000.  In other words, if you earn less than $57,000 per year, you may qualify for this very low down payment home loan!

MONEY SAVING TIP: There are many different types of special loans.  These loans come and go, each with different rules and requirements.  You may qualify for one or more of these loans.

 The “Problem” With Government Home Loans

      The problem with these special home loans is that they come and go in a fairly short “window period.”  For example: a $600 down payment home loan program may become available in April and be out of funds by mid June.  To obtain one of these loans, you have to know about them before the funds are gone - and act fast!

MONEY SAVING TIP: The average real estate agent in a big company, busy with all phases of marketing real estate, often doesn’t learn about these money saving home loans until it’s too late!

  You Can Know About New Home Loan Programs 
Before Most Real Estate Agents

    Here at UtahHomeSearch.com, we make it our business to know about every special home loan program available. Before a new home loan program begins, we learn everything that we can about the loan — then we tell you.  We work with virtually every home lending institution along the Wasatch Front.  We know the lenders with the best home loans.  

MONEY SAVING TIP: At any given time there are usually five or six super low (or even ZERO) down payment programs available for home buyers.  The loan program for which you may qualify depends on your employment, credit history,  family size and income.

    If you want to buy a home, the first thing you need to do is find the best loan program to fit your needs.  We do this for you without cost or obligation.

We Specialize In Only One Area: Helping You
Find A Great Home AND A Super-Low (Or ZERO)
Down Payment Home Loan  

    Our only job is helping people find beautiful homes on quiet neighborhood streets, without a lot of money down.

  For us that means:
1.  To seek out and learn about every single low down payment, government and private
     home loan program.
2.  To keep you fully informed of the home loans for which you may qualify.
3.  To help find the perfect home for you.
4.  To negotiate the best price and terms on your behalf.

    Since 1992 we have helped several thousand home buyers own their own homes for very low (even zero) down payments.  We can do it for you, too.

Right Now There Are Some Excellent Home Loan Programs!

Utah Housing–First Home

  • Super low interest rates starting as low as 4.25%!
  • Only 3% down payment is needed. (Can be a gift from a relative)
  • Closing Costs can be paid by the seller or rolled into the loan.
  • Available for families earning under $51,500 per year, or up to $57,000 per year in certain targeted areas.
  • Maximum home price: $155,000 for both existing homes and brand new homes.

Utah Housing–First Home Plus

This amazing program just came available for a limited time and is the closest thing to free money we've ever seen. The State of Utah will pay qualifying borrowers up to 4% of the home loan amount to be used to help with down payment and closing costs. This is in the form of a very low interest rate loan, amortized over 30 years. So the payment is extremely low.

Example: A family buying an $140,000 home could have their total out-of-pocket expense be less than $350 and their monthly payment would be well under $1,000/month!
  • Available for families earning under $51,500 per year. ($57,000 in some targeted areas)
  • Maximum home price: $155,000.
  • Super low interest rates starting as low as 4.25%!
  • Must be a first-time home buyer

For a Very Limited Time, One Of Our Lenders
is Offering 3 Programs With Absolutely
Zero Down Payment! 

These Home Loan Programs have worked for many of our clients and could work for you, too.

·        Maximum Purchase price of the home: Up to $800,000.

·        Maximum Home Loan Amount: $800,000

·        (Down Payment: Zero!)

·        Closing costs, including your first year homeowner’s insurance policy and other pre-paid finance charges can be paid by the seller or rolled into the loan.

 In other words, you can own an $800,000 home with absolutely ZERO out-of-pocket expense, use your savings for other investments, and have no payments due for 30 - 55 days!

Qualifications

  To qualify for any of the above home loan programs, you MUST have stable, full-time employment and a record of paying all of your bills and rent on time for the last 24 months.

Our Service Is Free For You

    All of our services are free to you.  We’ll help you find a great home and a low or zero down payment home loan - FREE.  We’re paid by the seller in the event you buy a home through us.

Do You Qualify?

    Perhaps you feel that you can’t qualify to own a home.  Many people never thought they could own a home until they discovered UtahHomeSearch.com.  These folks now live on quiet streets in their own beautiful homes with family rooms, private backyards, full basements and garages - all because they picked up the phone and called us.

    You can own a home, too.  Just click here: UtahHomeSearch.com to view over 14,000 homes all over town that you can buy for low or zero down payment. 

    If you would like to look at specific homes or just ask more questions, call and speak to our Customer Relations Specialist, Randy Smith at: 801-830-1995.

   Don’t worry about calling Randy...he's  a consultant, not a pushy salesperson, he won’t try to talk you into anything.  His job is to simply answer any questions you may have and get you any information that you may need.

Call Randy.  He's Here To Help You.

    Randy is available to answer your specific questions.  Just give him a call at 801-830-1995.  There is no charge, and no obligation.

   Working together, we’ll do anything we can to help you find the right home, in the right area, at the lowest interest rate and monthly payment.  Thank you for your interest and best wishes in your home search.


Copyright 2001-07 Randy Smith  -  801.830.1995  - RE/MAX Results